TUI Credit Union

TUI Credit Union offer a full range of quality financial services,

  • Online accounts (transfer money in & out* of your TUI Credit Union accounts online).
  • Salary Deduction Facility.
  • Mobile app.
  • Competitive loan rates ranging from 3.99% APR to 8.59% APR.
  • Secure Savings with Competitive Returns.
  • Regular communications to our members by newsletter and text.
  • Visa Debit Payments.
  • Direct Debits and Standing Orders.
  • Electronic Funds Transfer (speedy 1 day or less transfer from TUICU to your bank account).
  • A Death Benevolent Fund whereby we pay up to *€1,500 towards your funeral expenses.
  • A great opt-in Confined Members Draw with loads of prizes including cars & cash prizes.
  • A Budget Account* facility for members.
  • Free Life Protection on Savings and Loans*.
  • No hidden charges.

* Terms and Conditions apply

 

Loans

TUI Credit Union will consider loan applications from members for any worthwhile purpose. Each application is treated in the utmost confidence and will be considered on its own merits.

The granting of a loan is also dependant on the member’s individual capacity to meet the proposed repayments.

Remember TUI Credit Union offer free Insurance cover and no hidden charges unlike other Financial Institutions.

 

 

See how competitive a TUI Credit Union Loan actually is,

Provider

Product

APR

Monthly Repayments

Total Cost of Credit

TUI Credit Union

Secured Share Loan

3.99%

€ 183.42

€ 1,022.33

TUI Credit Union

Personal Loan

8.59%

€ 204.04

€ 2,289.78

AIB

Personal Loan

10.0%

€ 210.36

€ 2,621.35

Bank of Ireland

Personal Loan - Variable

12.8%

€ 222.98

€ 3,378.61

KBC

Personal Loan

12.7%

€ 222.52

€ 3,351.42

Permanent TSB

Cash Secured Loan*

7.1%

€ 197.44

€ 1,846.47

Permanent TSB

Personal Loan – Variable

12.5%

€ 221.62

€ 3,297.09

Permanent TSB

Save & Borrow Loan

10.0%

€ 210.36

€ 2,621.35

Ulster Bank

Personal Loans

12.3%

€ 220.71

€ 3,242.79

Figures quoted correct as at 30th April 2015.

*An APR of 7.1% applies if a customer fully secures the loan against their existing savings. If a customer secures the loan to a value of 75% of their existing savings, an APR of 8.2% applies. If a customer secures the loan to a value of 50% of their existing savings, an APR of 9.3% applies. If the customer secures the loan to a value of 25% of their savings an APR of 9.9% applies

 

Access Cash Account

Your salary can now be paid directly into a new access cash account in the Credit Union using our new BIC TUIRIE21 and your unique IBAN Number. You can get this on your Credit Union statement or you can contact the office on 01 4266060.

How can I set up an access cash account?

Compete an Access Cash Account application on form.

Application on form is available online or by contacting the office.

Payment account benefits for members

• Instant access to your money.

• Pay bills, by means of direct debit or credit transfers.

• You can access your account online

- view balances.

- transfer funds from your bank account to your Credit Union account.

- transfer funds from your Credit Union Account to your bank account.

• It’s secure, convenient and reliable.

• Best of all, there is no monthly charges of hidden fees*.

*Access Cash Account Terms and Conditions Apply.

 

Savings

Savings as shares in a Credit Union are a better way to save. You are not just another customer but an active member of a highly successful financial co-operative. Yes, you have a share in the ownership of the Credit Union. Along with having a say in the operation of the Credit Union you also earn dividends.

Benefits of Credit Union savings

• Savings balances over and above any loan you may have are available to you to withdraw on demand.

• High dividends for savings available on demand, you will not get a higher return at the same level of risk.

• There are no transaction charges or fees.

 

Bursary Awards

While entering Third Level education can be a very exciting time for students – it can also be a costly one. Here in TUI Credit Union, we recognise that being in full time third level education can be a financial burden on parents and families. As such TUI Credit Union is delighted to be able to offer 4 third level bursary awards to help offset these education costs for this academic year.

Two €2000 Under-Graduate bursary awards open to members on behalf of their sons/daughters if a full time college course is being pursued.

One €2000 Post-Graduate course bursary award open to TUI Credit Union members undertaking a postgraduate college course.

One €1000 Post Leaving Certificate bursary award open to members on behalf of their sons/daughters if a full time post leaving certificate course is being pursued.

Ten €100 Gaeltacht Scholarships – open to members on behalf of their sons/daughters to attend Irish language courses in Gaeltacht areas.

Terms and Conditions apply

 

Budget Account

Our Budget Account is the most stress-free way for members to manage their household bills. The

Budget Account spreads the cost of household bills evenly over 12 months of the year, thereby avoiding times of the year when a lot of bills may fall due.

This service is available to all members and every household bill can be paid through the Budget

Account including mortgage, ESB, house insurance, car insurance, car tax, gas, fuel, telephone, school fees, and optional annual items.

The Budget Account is:

• Efficient and stress-free way of paying household bills.

• Easy and efficient to use.

• EFT facility available.

 

If you require any further information on any of these services/products please contact us by phone 01 4266060 or email info@tuicu.ie

© 2017 Teachers' Union of Ireland | website design by webtrade.ie
  • 73 Orwell Road Rathgar Dublin 6 Ireland
  • Phone: + 353 1 492 2588
  • Fax: + 353 1 492 2953
  • Email: tui@tui.ie

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